Biblically Responsible Investing for Catholics

You work hard for your money. It should work just as hard for what you believe in.

Biblically Responsible Investing is a way to grow your wealth without setting your values aside. We'd love to talk with you about what that could look like for you.

No sales pitch. No pressure. Just a conversation.

Start the Conversation

A Question Worth Asking

Here's a question most of us never stop to ask: does my money actually reflect what I believe?

It's an easy thing to overlook. Your 401(k), your IRA, your brokerage account, they sit quietly in the background of life, invested in companies you've probably never taken a close look at. Some of them you'd be perfectly comfortable with. Others, maybe not, if you had a chance to look closely.

You shouldn't have to choose between growing your wealth and staying true to your faith. We don't think you have to, and we'd love to help you figure out what that balance looks like for you.

What Is Biblically Responsible Investing

Biblically Responsible Investing, often shortened to BRI, means building a portfolio that avoids companies whose practices conflict with Christian values, while still working toward the financial goals that matter most to you.

This isn't a fringe idea or a passing trend. It draws on guidance like the U.S. Conference of Catholic Bishops' socially responsible investment guidelines, which encourage Catholics to weigh the moral and social impact of where their money goes, not just the number at the bottom of a statement.

And choosing this path doesn't mean settling for less. A thoughtfully built BRI portfolio can still be diversified, still be sound, and still work hard for your future. The difference isn't how hard your money works. It's who it works for.

Guidance Without Conflicts

When faith and money enter the same conversation, you want to know that the person guiding you isn't being pulled in another direction.

Schwallier Wealth Management is a fee-only Registered Investment Advisor with advisors who are registered with the National Association of Personal Financial Advisors (NAPFA). We don't earn commissions, and we don't sell insurance products, so there's no broker or insurance company quietly standing between us and you.

When you sit down with us to talk about Biblically Responsible Investing, you won't get a pitch for one fund company's product lineup. You'll get a straight conversation about what actually fits your values and your goals. That's exactly how this kind of conversation should feel.

Tom & Hannah's Story

"What we have is not really ours. God has given us everything. Money is not always a mere math problem. It's a way you can have an impact in the world and invest in companies that are doing good things for people."

— Hannah, SWM client

Tom and Hannah came to us a few years ago, not entirely sure where to start, and like so many people, just looking for someone they could trust. Today, their faith is woven into every conversation we have, and every decision we make together.

Read the Story

FREQUENTLY ASKED QUESTIONS

What is Biblically Responsible Investing?

Biblically Responsible Investing is an approach that aligns your portfolio with Christian values, so you can avoid investing in companies whose business runs counter to your faith, all while still working toward solid financial returns.

How is this different from just avoiding "sin stocks"?

Avoiding certain industries is part of it, but it's not the whole picture. Biblically Responsible Investing can also mean choosing companies whose practices reflect positive values, and we're glad to walk you through what that looks like in practice.

Is BRI connected to a specific church, denomination, or fund company?

Not at all. The term gets used a lot by evangelical Christian fund providers, but the underlying idea, investing in a way that reflects your faith, resonates broadly, including with guidance from Catholic institutions like the U.S. Conference of Catholic Bishops. We're not tied to any one provider's approach, so we can help you find what genuinely fits.

Will I have to sacrifice returns to invest this way?

Not necessarily. A well-built BRI portfolio can still be diversified and still be competitive. Our goal is to find investments where your values and your financial goals can sit comfortably side by side.

Can this apply to retirement accounts like a 401(k) or IRA?

Often, yes, though it depends on your plan. If you're an employee, your 401(k) options are usually limited to whatever your employer offers, though many plans include a self-directed brokerage window, and some employers will add options if you ask. IRAs typically give you more room to work with. Either way, we'd love to talk through what's actually possible within your accounts.

Not Ready to Schedule? That's Okay.

Stay connected and receive periodic insights from the Schwallier Wealth Management team.

Investing With Purpose. Guided By Faith.