The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Tax Freedom Day Assess how many days you'll work to pay your federal tax liability. Pay Yourself First It sounds simple, but paying yourself first can really pay off. Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college.